RBC has recently announced a cut in their 5-year fixed term mortgage rate, and with other banks expected to follow suit, now may be a better time than ever to look at locking in that mortgage on a new home.

A mortgage is a loan that is primarily used to buy a home. Lenders will loan you a large sum of money to cover the purchase of a property, using the home as collateral until repayment of the mortgage has been made. Finding the right mortgage to suit your needs may seem daunting at first but with these simple steps you’ll be on your way to home ownership in no time.

Step One: Find a Lender

Apart from the comfort factor, going to a bank where you’re already a customer can make the mortgage application process easier. You can always compare…

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When you think about prime real estate times to buy or sell a home – wisdom would have you thinking spring or summer might be the best seasons.

If you’re a seller - the grass is greener, the flowers are blooming and your curb appeal is at an all-time high!

If you’re buying - you get to see the home and yard in all its glory, looking its best!

But there are a lot of real estate advantages in the winter for both buyers and sellers if you’re willing to step outside the seasonal box!

Here’s some of the advantages to entering into the real estate market in winter if you’re a buyer or seller!

BUYERS

  • Low Inventory- Less Competition

It’s the law of supply and demand. If sellers believe spring and fall are the hot real estate…

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In an ever competitive Edmonton real estate market and with a record number of options for buyers to choose from, it’s the little things that make the difference when selling a house. Now that the kids are back to school and the holidays aren’t quite yet upon us, if you’ve been considering listing your home, now is a great time. But if you’re looking to attract a homebuyer – there are a few things you can do to make your home appealing in the fall!

Straighten Up the Yard

If you haven’t already, clean up the leaves and yard debris. Trim up dead and dying flowers, perennials and bushes and cut back the vines and any tree limbs that need pruning.  Add some colour! Just because summer is over doesn’t mean your flower pots need to sit empty and…

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